there's nothing quite like the feeling when you wake up in the morning feeling like p. diddy and realize your wallet is nowhere to be found.

especially when the bar you think you lost it at doesn't open until 6.

i've been frantically checking my SECU account online all morning to make sure no one is using my cards, haha.

3/4/2011 12:29:54 PM

you are male version of kquackdwal girl

3/4/2011 12:32:42 PM

i take that as a compliment.

3/4/2011 12:35:42 PM

3/4/2011 12:36:13 PM

you need to learn some responsibility little mister

3/4/2011 12:38:03 PM

first time i've EVER lost my wallet

3/4/2011 12:38:52 PM

I used to get drunk and hide my wallet under my mattress

I can't tell you how many times I would wake up and absolutely freak out that my wallet had been stolen

3/4/2011 12:44:03 PM

I lost my wallet a few weeks ago It sucked.

The bright side: my new driver's license picture is actually pretty good!

3/4/2011 12:46:44 PM

heh, i do that with my phone sometimes.

so. it's 12:45pm. there are no charges on any of the accounts linked to the cards i had in my wallet. would it be rational to assume, at this point, someone either found it & turned it in or it's hiding somewhere in Misha's car/house?

if i were a criminal, i'd have already started using it by now.

or maybe someone found it, took the $20 in cash i had, and threw the wallet away.

grr.

3/4/2011 12:48:21 PM

You should be more careful when visiting el segundo

3/4/2011 12:51:02 PM

Quote :

"or maybe someone found it, took the $20 in cash i had, and threw the wallet away."

This has happened to me several times. Small times criminals sometimes don't want to fuck with the hassle/probability of getting caught that comes with using stolen credit cards these days.

3/4/2011 12:57:15 PM

hey man, found your wallet, why do you just have condoms in it?

3/4/2011 12:59:17 PM

3/4/2011 1:19:29 PM

This happened to me in Cambodia. Thank god my passport and credit cards weren't in my wallet

3/4/2011 5:51:13 PM

ahaha

emce made me lol

3/4/2011 5:52:21 PM

one time i lost my wallet, then it was in another pair of pants. that was like the scariest 10 minutes of my life.

and then another time i lost my wallet, it was in another pair of pants. that was the scariest 15 minutes of my life

I'm AstralAdvent and i approved this message.

3/4/2011 6:54:16 PM

^and then another time i lost my wallet, it was in yet another pair of pants. that was the scariest 20 minutes of my life

3/4/2011 7:15:40 PM

Wallet lost? Cancel cards immediately. Just because the cards were returned and there are no charges on it doesn't mean someone didn't write down the card info to use it electronically later, or swipe through a personal skimmer for future duplication. Of course it's unlikely to happen to you, but why risk it when getting a reissued card doesn't cost you anything? Don't be silly. Get a new card.

And even though you don't have charges on there now, you want to risk leaving your accounts open and gamble that someone won't use it maliciously? come on evan, you aren't that naive.

Ignore all of this if you canceled your cards...




[Edited on March 4, 2011 at 7:24 PM. Reason : .]

[Edited on March 4, 2011 at 7:26 PM. Reason : .]

3/4/2011 7:23:52 PM

credit card dumps sell for like 20 bucks a pop and could go dormant for months before that 1.00 auth charge, 50 dollar gas charge, and 1k laptop get swiped.

3/4/2011 7:30:44 PM

what car you buying evan?

3/4/2011 7:34:39 PM

^^ & ^ This

[Edited on March 4, 2011 at 7:36 PM. Reason : .]

3/4/2011 7:36:25 PM

no this ^^

3/4/2011 7:36:49 PM

^ Thats what I said, n00b.

3/4/2011 7:37:29 PM

thats what

3/4/2011 7:39:19 PM

Quote :

"you are male version of kquackdwal girl "

wat. have i posted about my lost wallet recently or something? or are you referring to my mishap thread where i injure myself?

Quote :

"i take that as a compliment."

Quote :

"Wallet lost? Cancel cards immediately. Just because the cards were returned and there are no charges on it doesn't mean someone didn't write down the card info to use it electronically later, or swipe through a personal skimmer for future duplication. Of course it's unlikely to happen to you, but why risk it when getting a reissued card doesn't cost you anything? Don't be silly. Get a new card. And even though you don't have charges on there now, you want to risk leaving your accounts open and gamble that someone won't use it maliciously? come on evan, you aren't that naive. "

this just seems a little over the top paranoid to me. i'd probably wait like a day to see if things turned up before freaking out. i mean...i guess i'm just crazy. anytime i've had any discrepancies with my cards, they've been resolved without incident immediately. plus my shit usually turns up somewhere i put it anyway (vs being out in the cold, big, bad world) so canceling is usually more of a hassle. i know you'll say having your shit stolen and used is also a hassle but...whatever.

3/4/2011 7:49:14 PM

mishap thread maam.....evan seems to get into every trouble possible these days

3/4/2011 7:59:03 PM

lol i forgot about my mishap thread i have been doing good at not mishapping

3/4/2011 8:00:27 PM

wallets need to come with a locator key fab thing

3/4/2011 8:08:07 PM

Hello sir, my name is prince Astra Munjibo L. Dvent and I seem to have found your wallet. Send me 500 paypal gift so that I can afford to mail it back and I will deposit the 500usd back into your account. Thankyou

astraladvent@gmail.ni

I'm astraladvent and I approved this message.

3/4/2011 8:13:17 PM

Quote :

"this just seems a little over the top paranoid to me. i'd probably wait like a day to see if things turned up before freaking out. i mean...i guess i'm just crazy. anytime i've had any discrepancies with my cards, they've been resolved without incident immediately. plus my shit usually turns up somewhere i put it anyway (vs being out in the cold, big, bad world) so canceling is usually more of a hassle. i know you'll say having your shit stolen and used is also a hassle but...whatever. "

It's called being responsible, not paranoid. If anything, put the card in a temp status so it's blocked but not reissued to give yourself time to find it. But don't just leave it open in the hopes that you'll find it, unless losing it around the house is not an atypical thing. It's your responsibilty as a cardholder to report your card missing as soon as it is lost. If I couldn't find it within 30 min to an hour of searching for it after realising its missing, I'd temp block it and keep looking. After a day, maybe two at most, then yes, cancel it and reissue. There's no reason to leave your hard earned monies open for the taking just because you can despute it and get it back if it is stolen.

I suppose I'm a bit more cynical about the issue since I work in a cardholder dept and deal with stuff. It royally sickens me to see the credit union eat some of these charges that are caused at the fault of the member's lack of responsiblity.

3/4/2011 8:15:01 PM

'twas at Neptunes. I love Lucius.

3/4/2011 8:20:10 PM

Quote :

"You should be more careful when visiting el segundo "

lol

3/4/2011 8:27:29 PM

Quote :

"you are male version of kquackdwal girl "

i LOLed
quietly
didn't want to wake anyone

3/4/2011 11:18:11 PM

^^^^ well i don't think retracing my steps and waiting a day before canceling is irresponsible
but thanks for the lecture. the only discrepancies i've ever had with my card have been businesses charging me incorrectly (or double. sometimes triple...stupid bars). anytime i've misplaced my card, it has turned up within a day. usually in the bottom of my purse or i've put it in a back pocket and forgotten it was there. one time i did cancel my card but then i found the old one. it had somehow gotten inside the lining of my purse

one time i accidentally left my wallet at helios and realized it driving home. went back, they had it, and i didn't cancel my cards for fear that someone looked at them and wrote the info down. i guess i'm just weird.

glad you found it, evan! and lucious does rule

3/4/2011 11:30:54 PM

3/4/2011 11:43:58 PM

this made for an awkward meeting with the ex tonight

3/4/2011 11:52:41 PM

British itt

3/5/2011 12:48:46 AM

See, if only you were a mormon then you wouldnt be going to bars, and hence your wallet wouldnt be missing!

But JK, this happens to me like twice a year. Just cancel the cards and get a new license. After about the second time it becomes routine.

3/5/2011 1:31:42 AM

Quote :

"twas at Neptunes. I love Lucius."

Getting stuff back is awesome but having such a sexy guy hand over your prized possessions is glorious.

3/5/2011 2:08:11 AM

^truth

I get some credit for charging your phone for you!

3/5/2011 2:28:27 AM

rough week for you, mang.

3/5/2011 2:36:46 AM

i thought the same thing when i saw the thread title

3/5/2011 2:53:26 AM

Correct me if I'm wrong, but I think you're misreading shmorri2's intent here. His stance only appears somewhat 'paranoid' to those who don't really know how credit card fraud works.

Think about it. Why steal at a gas pump or buy a bunch of bojangles before the cardholder locks the account when you can skim the card, return it to the owner and hit them for thousands once you clone it a month later and your fake ID matches the credentials exactly reducing your risk of getting caught 10 fold?

People pay for valid information and expect reimbursement when it comes up denied.

[rainbow.star]the more you know[/rainbow.star]

/hypotheticals

[Edited on March 5, 2011 at 3:04 AM. Reason : .]

3/5/2011 3:04:07 AM

bump

6/14/2011 3:18:51 PM

reason #2 why evan should carry a purse...

6/14/2011 4:25:20 PM

^^Thanks

About six months ago I misplaced my PayPal debit card. I was 85% sure that it was just lost somewhere in my house and the number was memorized and an integral part of my e-wallet so I just monitored the transactions for suspicious activity and decided it would eventually turn up.

About 45 minutes ago I get a auto generated email

Quote :

"Unfortunately, your PayPal Debit MasterCard BusinessCard® transaction didn't go through. Usually, that's because there wasn't enough money in your PayPal account to cover it. Note: Money you've added to your PayPal account by debit or credit card is not available for withdrawal at ATMs. See other limitations. Here are the details: Amount: $1,890.52 USD Merchant: Al Tayyar Travel Group "

Luckily, my no questions asked auto-ACH limit is set to 1k so I was able to immediately deactivate the card. On 6/9 there were 2 authorizations to Verizon Wireless for 1.00ea that flew under my radar because I don't check paypal that often and especially not every temporary hold for a buck.

Now I'm tasked with figuring out where the leak was, whether the card was stolen electronically, skimmed and sold, or some other breech where they got the full CVV2 details.

Moral of the story is never to assume since you have your card/wallet back after an ambiguous amount of time and nothing sketch has happened that you shouldn't cancel the card. My stubbornness almost tied up a grand with PayPal (not the best company you want to be talking to about fraud protection and relief) all because I didn't feel like changing a few numbers in my keychain.

30 seconds vs hours and hours changing passwords and tracking down the fucks that tried to scam me.

6/14/2011 4:42:23 PM

You didn't lose this did you?

6/14/2011 6:15:13 PM