who has it?

opinions?

5/15/2007 10:12:00 AM

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5/15/2007 10:15:24 AM

well worth it

12k worth (with other stuff covered too like people getting hurt) for 100 year for from assurant (geico).

5/15/2007 10:26:11 AM

I have it.

12k property, 300k liability, $50/yr through Farm Bureau.

[Edited on May 15, 2007 at 10:33 AM. Reason : ?]

5/15/2007 10:33:28 AM

State Farm. Never had to use it, but it's well worth it for the piddly amount you pay for significant coverage.

5/15/2007 10:46:12 AM

get it

5/15/2007 10:51:53 AM

I've got mine through Nationwide. It's pretty inexpensive. Worth it if you've got a lot of personal possessions in your apartment.

5/15/2007 10:53:14 AM

if you have high value item(s), I'd suggest personal property floaters on top of rental insurance. for example, my academy ring is under a separate policy so if anything happens I can get an exact replacement (they have a jeweler's appraisal of the stones) without worrying about proving worth

5/15/2007 1:57:33 PM

yeah get it, take pics/keep receipts for big items. I have like 30k and 300k liability for like 9 bucks a month.

Be sure to check coverage limits on certain items such as computers, jewelry, expensive watches. If you have anything worth more then the coverage limit then you should get valuable item insurance, which will cover you over the limit and also cover you for misplacing the item.

5/15/2007 3:30:24 PM

definitely get it

5/15/2007 3:34:02 PM

also if you own a lot of high priced clothes be sure to take exact photos of them and the brand name etc...

5/15/2007 3:35:57 PM

STATE FARM

5/15/2007 3:44:32 PM

Good lord...my renter's is $100/yr with significantly lower coverage levels.

And I have USAA



opinions on it: I refuse to be without it.

[Edited on May 15, 2007 at 3:50 PM. Reason : was one year, not 6mo]

5/15/2007 3:47:29 PM