dustm
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^I don't know the answer to your question, but I have a very similar question and I'm going to semi-hijack your thread to pose it here. I imagine if someone knows the answer to your question, he/she would know the answer to mine as well.
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My employer's out-of-pocket cost for insurance premiums for me, wife, and kid amounts to around $230 per month for a high-deductible HPSP plan (and employer contributes around $1300 to the HSA). My wife's employer essentially has that same plan, but has 0 premiums, and they contribute $3000 per year. We've been on her plan for the last year, but blew through what was in the HSA pretty quickly as she's on some pricey diabetes medications, and mine are about $100 per month.
If she signs up for the same family coverage plan, and I sign up for just the individual plan, i'm looking at about $30 per month for the premium, and the same contribution to my HSA. The HSA contribution alone more than covers my premium + the cost of my meds.
Question is whether that's legit to do? If I went to the doctor, I'd still give them my wife's insurance card so all of our health services would contribute to the same family deductible. I would just use my HSA debit card to pay for stuff and that's about it. I see nothing in the materials that state that i can't enroll if i'm enrolled in a spouse's health plan.
[Edited on December 1, 2013 at 4:03 PM. Reason : d]  12/1/2013 4:00:23 PM
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Walter
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Dear John-
As you are saying, it is dangerous, thus find out a safe way. Here is what I do. You may try these.
I am not circumcised and have a long foreskin and I like guys. You may know a “standard” method so I will not explain about it. I will tell you my way. The first two methods require a foreskin. The rest of the methods can be done by both circumcised and uncircumcised men. If you are strictly straight man, please replace "guy" by "girl" in my comment because the basic idea is the same.
Here is the first method. My method is that I cover the “head” of my penis by its foreskin when I masturbate. This is a time when I pull it off to rub my foreskin. I place cute guys` photos in magazines on my foreskin (Well, if you like girls, replace "guy" by "girl" in my comment!). These magazines are BOP, Tiger Beat or Pop Star, which contain lots of cute guys photos (also have pretty young girl teen stars). You can buy them at Target, Walmart or grocery stores. I also use a photo book because their photos are printed on high quality papers that are hardly torn up by rubbing. A typical one is Zac Efron ME&YOU, available at Amazon.com. Moreover, if you are under a legal age, you can still buy these magazines or photo books without violating a local law you live. By rubbing the foreskin on these guys` (girls`) photos, I can eventually ejaculate on my favorite teen stars` face. Be sure, you wipe these pages after the ejaculation or when you close pages. You think about it why. Although my method involved rubbing my foreskin, this did not affect anything and my foreskin stays retracted, otherwise.
I understand you are wondering about “my way” because I guess no one does this way. Let me explain how to rub a magazine on your penis in case you want to try. I am right handed, so I grab my penis by my left hand and hold a magazine in my right hand where a guy`s photo is on the tip of my penis covered by the foreskin. I move the magazine toward my leg, and move it toward my chest. You make “forward and backward” motions. When I move it toward my leg, I use my left hand to move my penis toward my chest. In other wards, the directions of these motions of the magazine you are rubbing and my penis are always opposite. This is how I rub the guy`s photo on my penis. Speed of rubbing the magazine is similar to up and down strokes when you do the “standard” masturbation.
The second way is that I use a book “Nick Pocket (Romeo, Backstreet Boys)”, ISBN: 0765109573, available at Amazon.com. It is a small book (The size of the book is 4 by 3.2 by 0.5 inches). I rip off some pages that have a photo of Nick Carter`s face where his face is occupying the whole page. Put a page of his face “inside” of the foreskin. More specifically, I retract the foreskin completely. I wrap the “head” by the ripped off page, then I cover the head together with this page by the foreskin. Now, grab the foreskin by my right hand for up and down motions to do the “standard” method. My methods are an exclusive advantage of having a foreskin.
The rest of methods can be done by both cut and uncut men. I wrap my penis by a magazine (favorite guy`s photo is inside touching my penis) so that I am grabbing the magazine. This looks like my penis is inserted into a woman`s body. Move up and down the magazine by using my right hand. I will ejaculate my sperm inside of the magazine.
The fourth method is a modified “standard” way. Open a page of a magazine or a photo book that has your favorite guy` photo. I look for pages that are occupied by only a face of my favorite guy, and I place it in front of my penis. I can see him while I am moving my hand up and down to beat up mine. When I feel getting to the “climax”, I put my pee hole on his photo, and I shoot my sperm on his face in the page. When you do by the third or the fourth method, your sperm spreads all over on the guy`s photo when you have finished your business. Make sure you wipe it as I said earlier.
The last one is that I open a page that has a cute guy`s photo in a magazine or a photo book, then I put it into my underwear when I sleep. My whole penis touches the guy`s photo all night long while I am sleeping. I may masturbate by this guy when I wake up in the next morning (Saturday or Sunday). I recommend you to use Zac`s book because his photos are printed on high quality papers so it is hard to tear up. When I used those teen magazines, pages got wrinkle or were torn up while I was sleeping. This was because papers are thinner than Zac`s photo book. Those teen magazines are no more than $4 at Target/Walmart/grocery stores so you can buy some of copies. Once again, if you are a straight, you can still find some girls` photos there.
In conclusion, masturbating replaces instead of having a dangerous sexual activities. You do not have to worry about getting STD or HIV as well. However, be sure that you do not share these magazines or books when you do it with your friend. As you know, the pages rubbed by your friend have sperm although he or you may have wiped. If you rub your penis on these photos which your friend has already rubbed on them, then you have a chance to get an infection from your friend. So, if you use a magazine or books to rub your penis, you should ask your friend to bring his own magazines and books. I have been doing this with my friends since an elementary school. I hope you can enjoy my ways (specially, the first two methods if you are uncut.).
If you have a question, let me know. In particular, please include your age and sexual orientation. I know if you are a high school student, you can buy these magazines or photo books easily by getting a part time job after school. Otherwise, it may not be easy due to their prices. I want to give you the best advice I can.
Good Luck.
Atsuhiro 12/1/2013 4:02:11 PM |
