Pregnancy initiated through artificial insemination by a same-sex couple?

8/19/2014 2:55:52 PM

Why shouldn't it?

8/19/2014 2:57:15 PM

Are you asking an opinion question or the question in general?

8/19/2014 2:57:43 PM

I believe it is covered under at least one plan i know of now. Asking opinions

8/19/2014 2:59:37 PM

Why would it not cover costs associated with a voluntary pregnancy?

8/19/2014 3:01:44 PM

My insurance covers it, whether it's a same sex couple or not.

8/19/2014 3:02:27 PM

Quote :

"Why would it not cover costs associated with a voluntary pregnancy? "

8/19/2014 3:05:41 PM

my view is there should be some type of incentive to adoption over AI where there isnt currently.

subsided contraception is not mandatory for obamacare plans.
costs associated with unwanted pregnancy are covered.
adoption fees for children are greater than AI route


[Edited on August 19, 2014 at 3:36 PM. Reason : .]

8/19/2014 3:21:06 PM

Adopting can be a very expensive and difficult endeavor as well. not to mention that there are scams galore with adoptions. improve that system and you've got a little more credence to your opinion. But I would still not agree with the government telling you how you can obtain a baby via otherwise legal means.

[Edited on August 19, 2014 at 4:27 PM. Reason : .]

8/19/2014 4:10:13 PM

ya see I'm not saying they shouldn't, I'm asking how much should be covered when there is a scarcity of medical resources and a surplus of children needing adoption.

8/19/2014 5:01:31 PM

I've got a friend going through the adoption process now for the second time around. It might be one of the most heavy handed bureaucratic nightmares I've ever heard of.

They are adopting from a specific asian country. They're relatively well off but have had to deplete their savings and pull all lines of credit to see themselves through this. The child they've been listed for is 9 months, and the process would not allow for them to take custody for another "9-24 months"

They have to go under several different psychological exams, home visits, backgrounds checks, etc. and must be present in the home country for 2 court dates, which are schedule months apart, which means they either have to move to the country for 6 weeks just to get through the courts, or fly there, home, there and home again before getting final approval.


On the other hand, my wife and I are poor and wanted to have another kid. We bumped uglies for a while and....voila! we got a fucking kid.


If I was in a different situation and wanted a kid, considering these two options, I'd do it as naturally as possible.

[Edited on August 19, 2014 at 10:06 PM. Reason : ]

8/19/2014 9:58:44 PM

Why didn't they adopt in the US?

also, for the OP, why does it matter if the couple is same sex?

8/19/2014 10:32:20 PM

Quote :

"Why didn't they adopt in the US?"

My understanding that it's far harder to adopt an American baby. Why the hell would people go through all this trouble in Asia if it was easy to get an American baby?

Quote :

"my view is there should be some type of incentive to adoption over AI where there isnt currently."

So you're already backpedaled from it shouldn't be covered by insurance to "there should be some sort of incentive to adopt over AI"...and you've already expressed your bigotry by using same-sex couples as your example. You should like a real winner.

8/19/2014 10:39:00 PM

that's a myth

8/19/2014 10:45:51 PM

It is exceptionally difficult to adopt in the US, and from my very basic understanding, its also never guaranteed. Birth parents have rights throughout the system, which seems fair on paper, but it leaves adoptive parents with a lot of uncertainty and frustration.
Plus, in the end, a child is a child. It doesn't matter if he's from africa, USA or russia.

My point in posting was that if you want same sex couples to adopt, don't make the process like running through a minefield. The process will never be as simple as conceiving naturally, but there's so much red tape right now that it's a disincentive to adopt.

If two people are able and willing to adopt a child into a loving home they shouldn't have to take out a second mortgage and consent to a myriad of unnecessary exams. Especially when trashy people can get high and pump out kids into a horrid lifestyle without any way out.

8/19/2014 10:55:09 PM

Heaven won't cover the costs associated with their lifestyle. But Hell will.

8/19/2014 11:06:03 PM

Costs associated with the pregnancy? Yes.

Costs associated with the insemination? No.

Same for heteros. Although you said artificial insemination, not IVF, so I'm assuming the female has no fertility issues. If that's the case, yes, insurance should pay some.

And insurance should cover zero costs associated with 2 guys trying to have a kid, unless I can get money to do the same. Because that's discrimination.

8/19/2014 11:50:16 PM

Quote :

"They're relatively well off but have had to deplete their savings and pull all lines of credit to see themselves through this. The child they've been listed for is 9 months, and the process would not allow for them to take custody for another "9-24 months""

That's sad. Too bad they are not Hollywood actors.

8/20/2014 12:14:36 AM

More like too bad they aren't rich

8/20/2014 12:37:06 AM

Pretty simple question: does the insurance contract that was signed say it covers pregnancy with no exclusions on the method? If it does, then it should cover it. No opinion needed.



Now, if you're asking should insurance be allowed to cover it? Sure, why the hell not? It's a voluntary contract between two parties. If insurance wants to cover it, let them. It'd be dumb to cover it for a same-sex-male couple, but if you wanna write an insurance policy to cover that, knock yourself out.

8/20/2014 1:38:01 AM