STOP BUILDING ON FLOODPLAINS!

Or stop insuring new construction including reconstruction on said floodplains. Grandfather in people already living on them -- you get exactly one claim for loss to be used to move somewhere else.

Simply follow this one weird old tip structural engineers want you to know!

10/6/2022 7:19:00 PM

Stop building on barrier islands!

Or stop insuring new construction including reconstruction on said barrier island.

Also stop building in places with no water *cough* LA *cough*

10/6/2022 7:22:18 PM

Sure. Barrier islands are on federal flood maps.

10/6/2022 7:33:06 PM

If you wanna self-insure, go for it.

10/6/2022 7:59:14 PM

Add forest fire areas

10/6/2022 8:09:54 PM

OK. Why are we subsidizing rich people living in dangerous places and always vowing to rebuild? No, don't rebuild -- GTFO, dummies!

10/6/2022 9:17:44 PM

Well, I can't speak for FL, but here in NC, yea sure rich people have a lot of beachy homes on barrier islands, but a lot of those homes are rented out throughout the year. And you know what? That generates a ton of tax revenue for the local economies. They're not going to let that revenue stream dry up. Not as long as the insurance companies and FEMA are bearing the weight of rebuilding after all the loss.

10/7/2022 8:01:33 AM

And I'm saying FEMA and insurance companies should start to divest themselves of the responsibility for rebuilding. Let the owners take on the risk of financial ruin.

10/7/2022 10:42:29 AM

They should stop insuring cars on the road too! There is wreck every day!!!!

10/12/2022 1:40:56 AM

I don't think you understand my concept! Cars can drive away from impending flood events or seek higher ground.

10/12/2022 6:29:36 AM