I have a measly $6k in 'pension' funds with my employer that they are either rolling into our 401k, we can cash out, or we can roll over into external funds.

I was planning to roll it over directly into my Roth IRA with Vanguard. But, should I instead open a Traditional IRA with Vanguard, roll these funds over into that and then later roll that into my Roth IRA with Vanguard? Does this have fewer tax implications in the end?

Thanks

10/26/2015 3:02:33 PM

just decided to go ahead and roll into the Traditional IRA. Just a few minutes of research seemed to make that the easier option for now.

10/26/2015 3:50:05 PM

Roth 4 life

10/27/2015 7:18:28 PM

planning on converting this/rolling this into my Roth at some point, son.

10/27/2015 8:25:52 PM