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 Message Boards » » PJC - a new question, believe it or not! Page 1 [2], Prev  
BigBlueRam
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^^license points /= insurance points.

8/5/2007 10:39:44 PM

eleusis
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Quote :
"I'm safer in my speeding Evo than you are in a Ford Taurus or whatever, even though I've had a number of speeding tickets, an illegal right on red, and have been pulled probably 50 times.
"


no, you just think you're safer because you won't admit to yourself how dangerous high speed lane changes and driving like a total jackass is to everyone else.

8/6/2007 7:34:06 AM

gunzz
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Quote :
"In North Carolina, I was pulled over for doing 57 in a 45. I have heard that if I have the ticket reduced to 9 over, it will not show up on my insurance. I have also heard that this is only true for your first ticket. Which is the case?

The NC General Assembly enacted the North Carolina Safe Driver Incentive Plan (SDIP) to reward safe drivers with the lowest possible insurance rates. Drivers who are convicted of moving violations and/or cause accidents will be charged higher premiums in accordance with their driving records.

SDIP points are charged for convictions of moving violations and at-fault accidents. The SDIP points for speeding 10 mph or less in excess of speed limit of less than 55 mph is 1. For speeding more than 10 mph over the speed limit provided the total speed is in excess of 55 mph, but less than 76 mph is 2 SDIP points.

So getting your mph over the speed limit reduced to 9 would bump off 1 SDIP point. You then might be able to get that points reduced to zero because no SDIP points are charged for speeding 10 mph or less over the posted speed limit provided that the violation did not occur in a school zone and there is not another moving violation on your record in the previous 3 years.

Both items that you mentioned would thus be somewhat true. If your ticket was reduced to 10 mph or less over the speed limit and this was your first ticket in at least 3 years you might not receive SDIP points and thus not have your insurance rates increased due to this speeding ticket.

You can check with the NC DOT to make certain this information regarding SDIP points has not changed recently and also contact your insurance company to see if they go by SDIP to calculate insurance surcharges or have their own points system to determine insurance rates.
"


http://www.carinsurance.com/kb/content14984.aspx

8/6/2007 10:46:45 AM

Ansonian
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Quote :
"i've been driving ten years, and have a grand total of two speeding tickets and a stop light violation. now tell me - how am i a bad driver? "


you're a woman...automatically makes you a bad driver

8/6/2007 1:42:21 PM

theDuke866
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Quote :
"no, you just think you're safer because you won't admit to yourself how dangerous high speed lane changes and driving like a total jackass is to everyone else."


no, i don't drive like some idiot ricer.

8/6/2007 1:44:13 PM

slut
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now you're being just plain retarded

8/6/2007 1:52:30 PM

eleusis
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there's nothing about you car that makes it safer to speed on a crowded street with multiple driveways and streetlights. lines of sight and merge lanes are designed around the speed limit of the highway, and the better handling characteristics of your car aren't going to make other people safer.

8/6/2007 1:54:16 PM

theDuke866
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lines of sight are definitely not an advantage

but my Evo's far superior braking capability certainly is (not to mention all of the AWD handling fairies at work in that car, especially on wet pavement and stuff)

and handling can still come into play even on city streets (as opposed to just making it safe to drive faster on backroads or interstates). right offhand, I can think of 4 bad wrecks that I've avoided only by virtue of having high performance vehicles (although one was on a sportbike, and i think there would've been a collision in any car).

i remember going through an intersection with the tail out about 2-3 feet in my old supercharged S2000, and still only avoided getting t-boned by an inattentive lady in a 3-series by about 2 feet. In any normal car, I would've gotten nailed HARD. I was WOT on the accelerator, too...I'm not even sure I could've missed her without all that power, even with the great handling.

Another time, that same car's great brakes (and sharp handling) saved me from a car merging into my lane without looking (this was in a 35 mph zone on a Navy base--not an interstate).

Another time, I had to brake so hard on my GSX-R 750 that I did a ~50 mph rolling stoppie ("reverse" wheelie--on the front wheel, with the rear in the air) down Western Blvd. That was to avoid a guy changing lanes (pretty sure he never looked at all).

(the other one was on the GSX-R in front of Meredith College on Hillsborough St). Car pulled out in front of me in the right lane from a line of stopped cars in the left lane. I never even had time to brake--just swerved hard and missed her by about a foot or two, riding down the shoulder). The only thing that saved me there was the bike's narrow width. I think it would've been a wreck in any car.

[Edited on August 6, 2007 at 2:23 PM. Reason : and the other huge factor is that I'm pretty sure I can handle a car a shit ton better than her]

[Edited on August 6, 2007 at 2:24 PM. Reason : and speeding tickets are meaningless, because they don't account for ANYTHING]

8/6/2007 2:23:02 PM

eleusis
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Apparently you don't know what line of sight means when referring to roads. Lines of sight are the required clearance for your field of vision at intersections. They are designed by the highway engineer based on how far a person needs to be able to see in each direction to safely turn into and off of a highway. Just because you have a quick enough vehicle to get the fuck out of the way doesn't mean you're not going to cause an accident with other drivers.

All of your examples point to you not paying attention to what cars are doing ahead of you and anticipating what is about to happen. I wouldn't think that qualifies you as a safe driver. Those examples of slamming on brakes in a vehicle that stops incredibly fast would have resulted in a bad wreck if someone had been following you too closely at the same speed.

By the way you claim speeding tickets are meaningless, I realize this is a worthless argument. Speed limits have a huge impact on road design and vehicle safety, and you should be able to understand that being an engineer.

8/6/2007 5:17:48 PM

theDuke866
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can you not read, or can you not reason?

Quote :
"Apparently you don't know what line of sight means when referring to roads. Lines of sight are the required clearance for your field of vision at intersections. They are designed by the highway engineer based on how far a person needs to be able to see in each direction to safely turn into and off of a highway. "


what was the FIRST thing I wrote? "Lines of sight are definitely not an advantage" [in a high performance car]. Obviously this is the same across the board.

If you want to get down to it, have better braking and handling still negates this to at least some degree, but for the purposes of argument, it's splitting hairs.

Quote :
"All of your examples point to you not paying attention to what cars are doing ahead of you and anticipating what is about to happen."


No--NONE of those examples point to me not paying attention or thinking ahead. I wasn't deficient in anything, and there is nothing that I could've (reasonably) done differently.


Quote :
"Those examples of slamming on brakes in a vehicle that stops incredibly fast would have resulted in a bad wreck if someone had been following you too closely at the same speed"


True--as a result of the two bad drivers, neither of which would be me. If Bad Driver 1 pulls out in front of Good Driver, who slams on brakes to avoid a collision...but then Bad Driver 2 rear-ends Good Driver, how in the hell is any of the blame on Good Driver?

Quote :
"By the way you claim speeding tickets are meaningless, I realize this is a worthless argument. Speed limits have a huge impact on road design and vehicle safety, and you should be able to understand that being an engineer."


Of course--but they are based on a worst-case (or nearly) scenario (at least for every day conditions...not talking about icy roads at night with a drunk dude on a crotch rocket). They're designed to be good day or night, wet or dry, for any normal passenger car being driven by someone who has only the most basic, fundamental knowledge of vehicle dynamics and ability to control their vehicle.

A good driver in a sports car, during the day, on dry pavement, without traffic around, can almost always be totally safe in exceeding the speed limit by a wide margin. The reason I say that speeding tickets are a worthless metric of being a "good driver" is because Johnny Law doesn't make this distinction, at least not on any even remotely consistent basis.

I'm not advocating driving like a reckless asshole, weaving through cars at a much faster rate than the flow of traffic. that IS dangerous.

[Edited on August 6, 2007 at 5:55 PM. Reason : asdfasd]

8/6/2007 5:53:34 PM

synchrony7
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Quote :
"What are people thinking when they run red lights"


Either:

1 - I am the center of the universe, and so my time is infinitely more valuable than everyone else's so I shouldn't have to obey the laws that everyone else does. It would be a travesty for me to have to sit for a minute while the light is red, where I am driving and what I am going to do is that important. I think I'll just run this light.

2 - Dur, I think I can make it.

3 - Nothing. They are messing with the stereo, makeup, food, etc.

[Edited on August 6, 2007 at 6:20 PM. Reason : 3]

8/6/2007 6:19:59 PM

Skack
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A good handling car is so much safer when you're tokyo drifting that biotch!

8/6/2007 7:11:47 PM

guth
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Quote :
"
^^license points /= insurance points.

"

i know, i have zero points for both

just checked, my lawyer got my second one reduced to 9 over and then used a pjc

8/6/2007 8:40:34 PM

Ansonian
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w00t...I got an IE for my 77 in a 55

8/7/2007 2:14:11 AM

ScHpEnXeL
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why the fuck would you use a pjc on a 9 over

8/7/2007 9:56:22 PM

hgtran
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yea, I got IE for going 87 in a 65 also.

8/7/2007 10:52:52 PM

budman97420
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Quote :
"OK, here's the deal. On August 29th 2004, I was pulled over for 63 in a 45. I went to court on October 5th 2004. The DA reduced my ticket to 9 over (54 in a 45) and I then used my PJC"


You do realize the ADA does this (reduces it to 9 over) for everyone without asking (from working there for a yr). It has no effect on your insurance that's why they do it. It's a win-win, they get your money and your insurance does not increase. Using a PJC in that case was just fucking stupid (for your first ticket).

Your 50 in a 35 is common and will be reduced without any problems. However, you will not be getting out of running a red light, there hardcore about that.

[Edited on August 8, 2007 at 7:03 AM. Reason : .]

8/8/2007 6:58:46 AM

LiusClues
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you mean they're hardcore about that.

8/8/2007 1:52:17 PM

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