Quote :

"In the course of 1.5mos, I'll go from 1K+/yr to maybe 300/yr...maybe less"

you will be surprised when it doesn't drop much... i'm 27, 'perfect' driving record, etc etc and mine on the cheap is $972/year (full coverage like brick had)

Quote :

"Mine is about 600$/6mnths for two cars and I have a spotless driving record. sports car $rape "

that's pretty typical rate wise, you get additional cars cheaper and cheaper

[Edited on July 18, 2008 at 1:57 PM. Reason : s]

7/18/2008 1:56:30 PM

http://www.insurance.com/quotes/auto.aspx

7/18/2008 2:04:53 PM

Quote :

"Erie Insurance ftw"

I like them too, I steal their business routinely

7/18/2008 2:07:50 PM

State Farm's pretty good. My agent is pretty close to my office and his receptionist knows me by name, knows exactly who I am when I call. They also don't try to sell me house or life insurance, they just made sure I knew that it was available. I pay $93 a month for 2 cars.

7/18/2008 2:28:58 PM

Quote :

"you will be surprised when it doesn't drop much... i'm 27, 'perfect' driving record, etc etc and mine on the cheap is $972/year (full coverage like brick had)"

:-\

What do you drive?

I do expect it to drop significantly:
old, safe, reliable car
female
USAA
nearly spotless record (one ticket i pled to 9+, aug 07)

7/18/2008 2:30:00 PM

Quote :

"female"

Well, that's the problem.

Seriously though, why would her insurance be so expensive? I'm 23, 3-4 speeding tickets, one failure to stop, one at-fault wreck. I drive a 96 Maxima and have pretty good credit, though. What would cause my insurance to be a fraction of hers? I don't know anything about rates, maybe prep-e could shed some light on the subject?

7/18/2008 2:35:16 PM

It's the inexperienced operator surchage that NC imposes.
Page 8 of this pdf.

7/18/2008 2:39:54 PM

you mean this one:

http://www.ncdoi.com/consumer/consumer_publications/automobile/a%20consumer%20guide%20to%20automobile%20insurance.pdf

7/18/2008 2:54:58 PM

7/18/2008 3:16:59 PM

^^^^
yeah it's definitely the IE driver surcharge. It really sucks. It doesn't go away completely until you have at least 8 years of being licensed.

despite what people think, insurance companies can't discriminate based on sex or race

and Farm Bureau actually doesn't check credit scores for auto insurance, but they do for homeowner's

7/18/2008 6:42:10 PM

I haven't been licensed for eight years, does that mean my insurance will go down even more in a few months? It's $250ish/year now.

7/18/2008 7:11:06 PM

Quote :

"yeah it's definitely the IE driver surcharge. It really sucks. It doesn't go away completely until you have at least 8 years of being licensed."

eight?

7/18/2008 8:03:01 PM

yeah it's 8 years, but the bulk of the surcharge is during the first 3 years, after that it's not nearly as bad

7/18/2008 10:40:52 PM

so far I've hooked up:

Str8BacardiL from State Farm
dubus from Geico

anyone else want a quote for Farm Bureau rates? Just pm me.

8/2/2008 5:33:02 AM