2

8/23/2011 10:19:41 AM

Quote :

"Unless you live on the OBX I wouldnt be too concerned"

Wait, what, why? Tons of shit goes down mainlands, especially around SOBX. Down East is going to be up to their neck in water.

8/23/2011 11:02:39 AM

goddamnitsomuch stop shifting east

i want a hurricane

8/23/2011 11:05:11 AM

Quote :

"hugo made landfall around myrtle beach but then headed up towards charlotte."

That is why I asked because trying to figure out what we would do if that were the case.

8/23/2011 11:06:57 AM

http://weathermoose.tumblr.com/post/9293435605/hurricane-irene-update-8-23

8/23/2011 11:08:37 AM

Quote :

"goddamnitsomuch stop shifting east i want a hurricane"

i will stab you in your fucking face

8/23/2011 11:10:21 AM

Quote :

"Wait, what, why? Tons of shit goes down mainlands, especially around SOBX. Down East is going to be up to their neck in water."

Because its likely this will be far enough off shore that only the outer banks will feel much of any effects from it.

8/23/2011 11:11:36 AM

as a homeowner, i most certainly do not want a hurricane. (even though they are "fun" to experience)

8/23/2011 11:11:50 AM

^^^ No kidding. I am a homeowner.

Damage costs me money, now.

And what ^he said.

8/23/2011 11:12:00 AM

as a renter, i don't give a shit about you or your homeowner problems

bring on Irene

8/23/2011 11:20:11 AM

As a homeowner, I want a hurricane because I want a new roof and it would be nice if it busted some windows since those need to be replaced as well.

8/23/2011 11:24:11 AM

I, for one, welcome Irene with open arms. We need the rain.

One of my students told me today he's bringing his family to the beach this weekend. I told him he might want to watch the news tonight instead

8/23/2011 11:24:23 AM

lol no matter where you go, they always 'need the rain'

8/23/2011 11:25:36 AM

plus Irene related home repairs would probably dump money into the local economy

8/23/2011 11:25:56 AM

Quote :

"lol no matter where you go that's under drought conditions, they always 'need the rain'"

Fixed it for you.

8/23/2011 11:30:56 AM

8/23/2011 11:31:57 AM

im not hatin

but there is ALWAYS someone that says they need rain, just an observation

8/23/2011 11:34:15 AM

Probably because we've been in a drought for years. Think the last time we got out of it was when a hurricane hit us

8/23/2011 11:39:14 AM

I don't care about the rain and/or drought

8/23/2011 11:40:43 AM

itll be nice if the satellite dish doesnt blow off the roof

i do NOT want the power to go out, because it's already hot as shit

8/23/2011 11:41:47 AM

Isn't there some historical precedence about whether or not this thing passes to the left or right of the bahamas as tell-tale of whether or not we'll see it?

8/23/2011 11:42:51 AM

I'm for anything that could destroy south carolina

8/23/2011 11:51:53 AM

Quote :

"can deff tell were getting a hurricane ,the winds startin to pick up here on the river"

The above is the facebook status of a girl in Coastal NC.

Ugh.

8/23/2011 11:52:14 AM

hahaha if she could feel the winds already that would be a game ending hurricane

8/23/2011 12:01:27 PM

Come-on Eileen Irene
Oh I swear well I mean . . . . .

[Edited on August 23, 2011 at 12:07 PM. Reason : this song runs through my head everytime I see this thread]

8/23/2011 12:06:51 PM

Quote :

"Isn't there some historical precedence about whether or not this thing passes to the left or right of the bahamas as tell-tale of whether or not we'll see it?"

I always thought the location of the eye as it hits Charleston was pretty much the deciding point on which way it was going to go. That's not a huge amount of warning though.

8/23/2011 12:31:33 PM

Quote :

"I, for one, welcome Irene with open arms. We need the rain."

Yep...lets end this drought with flooding. No thank you.

8/23/2011 12:42:54 PM

Quote :

"as a homeowner, i most certainly do not want a hurricane"

If you have your home covered already - then no worries - submit the claim. If you don't - you better get it quoted quick...binding authority for all agents is likely to be unavailable within the next 24 hours until no more threat of Irene.

8/23/2011 1:12:13 PM

If youer in a hurricane warning there is no chance of picking up new coverage

8/23/2011 1:20:23 PM

binding authority has not yet been taken away - so as of right now - you can still get coverage.

<--- works at your local insurance home office in the department that decides when it goes and how much of the state will have it taken away

8/23/2011 1:28:37 PM

is it bad i don't know who i'm insured by?

LEMME LOOKIT DAT MORTGAGE BILL RIGHT QUICK

8/23/2011 1:31:17 PM

I gotta check on my cart insurance

8/23/2011 1:40:55 PM

my mom got a new homeowners insurance plan and they flat out told her if anything happened within 30 days of her signing up, it wouldn't be covered (or something like that)


and even if you do have insurance, it's still a huge PITA to have to have something repaired, or worse... you could be without a home in some extreme cases - that's why I don't understand the whole attitude of "meh, just make a claim"

8/23/2011 1:43:06 PM

^ that seems super shady, but maybe I just don't have enough experience yet to know if that is normal.

I have only owned a home for about 1.5 years and have never switched while covered, but it was a requirement by my mortgage company (before I could even buy the house) that the house insurance be setup and active from day 0. There was no dead period, it wasn't even on the table.

Also, if you are switching home owner's insurance on an existing mortgage, it should always work out that company 1 is covering up until the very last day and the new insurance takes over immediately after. I would never accept anything less. Just like health insurance you never want or accept any lapses in coverage.

The only thing I could think of is that maybe she didn't have it escrow'd (or owns it outright) and let the insurance lapse? At that point, like medical insurance, there are usually windows where the insurance company will not allow any claims to prevent exploitation.

[Edited on August 23, 2011 at 2:00 PM. Reason : ]

8/23/2011 1:58:44 PM

^, ^^

Yea - look at the effective date of the policy on the declarations page. Regardless of what she was told, that is the legally binding document. If it says she has coverage today - she has it - period.

Also, how large of a PITA claims service depends on which company you are insured by. There is a difference in quality of claims service through out the industry.

8/23/2011 2:13:45 PM

but what are the rules on earthquake insurance?

8/23/2011 2:18:44 PM

Great weekend to get a couple pizzas a case of beer and a few good games!

8/23/2011 2:20:12 PM

i love these hotlinked weather models that change every 6 hours or so. by the time the storm misses us, it looks like everyone posting was crazy for linking a pic where the storm wasnt even close!

8/23/2011 2:38:22 PM

Quote :

"but what are the rules on earthquake insurance?"

Earthquake coverage may be added to your policy by endorsement. It is not a covered peril under a standard policy (HO-1,2, or 3).

In the majority of cases, this endorsement may only be added to your policy at your policy's renewal date.

[Edited on August 23, 2011 at 2:48 PM. Reason : words]

8/23/2011 2:47:32 PM

Quote :

"that seems super shady, but maybe I just don't have enough experience yet to know if that is normal."

I agree that sounds sketchy as hell. What company does she use?

8/23/2011 4:25:21 PM

Quote :

"MILK SANDWICHES!!"

that concept makes me want to vomit

8/23/2011 5:48:15 PM

Quote :

"Come-on Eileen Irene Oh I swear well I mean . . . . . [Edited on August 23, 2011 at 12:07 PM. Reason : this song runs through my head everytime I see this thread]"

from my FB:

Quote :

"can we all agree to not make "Come On Irene" jokes? They'll assuredly be awful. Yesterday at 12:30pm ·"

8/23/2011 6:07:01 PM

We're long overdue. Sadly, this one won't be it.

8/23/2011 6:14:27 PM

I imagine a milk sandwich being

+ =

Which apparently people actually eat according to GIS. Learn something new every day.

8/23/2011 6:22:09 PM

Is that a jizz sandwich

8/23/2011 6:24:35 PM

idk what company, but I'm probably explaining it wrong

it might have been new flood insurance vs switching

I just know she had some sort of waiting period

8/23/2011 6:42:55 PM

Flood insurance is done through a special program, much like wind coverage at the beach. There is a 30 day wait period on it becoming effective. It's their universal fraud prevention strategy to prevent anyone from purchasing the policy with knowledge of an impending storm or other flood event.

8/23/2011 7:25:21 PM

a cat 1 could be disasterous for nyc

8/23/2011 7:37:48 PM

so the other hurricane thread just sucks or what? didn't know we needed 20 earthquake and 20 hurricane threads

8/23/2011 7:54:03 PM

^That's what I'm saying....when I'm going to give updates (as I'm getting them in person) it's going to be in the 2011 Hurricane Thread....possibly the most awesome updates will be on site 3

8/24/2011 12:51:00 AM