^^^ I like that one a lot.

[Edited on September 14, 2011 at 12:18 PM. Reason : a]

9/14/2011 12:17:57 PM

bahaha and the emerald is gaudy?


ohh and karat is a weight too so 1.25 karat diamond is smaller than 1.25 karat of almost anything else just so you know.


[Edited on September 14, 2011 at 12:22 PM. Reason : .]

9/14/2011 12:20:46 PM

I didn't say the emerald was gaudy.

9/14/2011 12:21:42 PM

i recounted arrows....


<- moron...

yeah i don't think there is anything made by levian is... well anything less than gaudy.


I also like the blue ring but i don't like rounded stones.


[Edited on September 14, 2011 at 12:24 PM. Reason : .]

9/14/2011 12:23:11 PM

It's okay, we all have our derp moments

9/14/2011 12:23:36 PM

Quote :

"My wife's ring was appraised at roughly 1.5 times what i paid for it. "

LOL. Try selling it and see what they'll actually pay you. That is 100% smoke being blown up your ass.

9/14/2011 12:25:27 PM

Why would you ever sell it anyway?

9/14/2011 12:45:34 PM

Divorce.

9/14/2011 12:46:02 PM

Quote :

"I heard women that ask for stones other than a diamond because it is easier to pass off as just a regular piece of jewelry in case they want to cheat and don't want to come off as married."

it's kind of like the same concept that the woman could just take off the ring and say they're not married.

but no i haven't heard what you said above before. i think using unique stones is awesome - i told my boyfriend i would be game for a sapphire or ruby if it was an heirloom.

9/14/2011 12:50:06 PM

Quote :

"LOL. Try selling it and see what they'll actually pay you. That is 100% smoke being blown up your ass"

It was done by a 3rd party insurance adjuster... i don't care if he's blowing smoke, if they pay that much if it's lost or stolen that's all i care about because the ring won't be sold.

9/14/2011 12:56:21 PM

Ah yes, the lost or stolen clause is pretty key with insurance.

9/14/2011 1:16:10 PM

^^Yeah, "appraised value" for insurance is pretty universally 1.5-2x the actual value of the ring. That's mostly so they can artificially jack your insurance rates.

Our damn renters insurance more than DOUBLED when we added the ring to it. Some serious bullshit.

9/14/2011 2:30:58 PM

yeah it's kinda beat how my homeowners covers a 250k house, and adding a 20k appraised ring jacked the yearly premium up 155%.

9/14/2011 2:41:08 PM

Quote :

"Like, I know that the cost of the ring isn't as important as the sentiment, but paying $300 for an engagement ring seems...wrong? "

It isn't.

My husband had diamonds of my grandmother's set for me as an engagement ring and he only paid for the setting, which was right at $300.

9/14/2011 2:44:36 PM

I definitely want an emerald or a sapphire as my large stone on my engagement ring

but my band needs to be like Kim Kardashian's with the diamond stunners going around my finger

9/14/2011 3:21:49 PM

^that must be terribly uncomfortable

Quote :

" Sterling Silver (aside from high-end treated stuff like Tiffany's) will tarnish when worn daily in about six months. "

this information is false. wearing sterling daily polishes it. it's letting it sit unworn in the cabinet that allows it to tarnish.

[Edited on September 14, 2011 at 3:31 PM. Reason : ]

9/14/2011 3:24:25 PM

nah its not bad

I've worn chunky rings for a long time before

also she's right about silver...I wear a silver right hand ring daily and it will tarnish if I stop wearing it

9/14/2011 3:40:57 PM

how thick is that ring? I have one thats 3 mm thick and it digs into my other fingers enough that i don't wear it anymore. and its my wedding ring

9/14/2011 3:45:44 PM

I'm sure its big

but I doubt it has any pointyness to it...looks pretty smooth

I used to wear a silver eternity band that I looooved and it was chunky but with round stones...just had to get used to that being between my fingers...after that it was all good

9/14/2011 3:50:34 PM

I was able to negotiate with my (now) wife to get her grandmother's ring re-set and not have to drop 5k or whatever on a piece of glass.

9/14/2011 4:56:30 PM

That's what my husband did, but the negotiating was with my grandmother for her ring.



And it means all the world to me.

9/14/2011 4:58:37 PM

#humblebrag

[Edited on September 14, 2011 at 5:02 PM. Reason : e]

9/14/2011 5:02:41 PM

probably should have negotiated some with diamond's direct but got the setting 15% off because of a sale and got 18 months no interest

9/14/2011 5:08:00 PM

my 2 cents...i was able to get DD down $1500 on something over $8k total...if you got the cash, then negotiate another % off due to cash payment and lastly...they will ship it somewhere out of state for $30 fully insured and you don't pay tax!

9/14/2011 7:02:25 PM

isn't there a website that people sell engagement ring after the couple is broken up?

9/14/2011 11:56:17 PM

^ there are, but some are scams... my cousin tried to sell hers via a site like that (which actually had "good ratings") but they only tried paying her for gold weight because she didn't have the papers

9/15/2011 12:06:53 AM

jewelry in general is just about the biggest waste of money that I can think of, and the idea of dropping 3 months salary on a ring is insane.

9/15/2011 12:09:16 AM

I like jewelry

it's pretty.. and shiny

9/15/2011 12:11:13 AM

Quote :

"jewelry in general is just about the biggest waste of money that I can think of, and the idea of dropping 3 months salary on a ring is insane"

9/15/2011 12:14:15 AM

Personally I'd prefer a deep people amethyst but sometimes those can be just as expensive as a diamond

9/15/2011 6:21:34 AM

who are you people dealing with for insurance? I added a zero deductible 100% replacement/no questions asked policy onto mine for just over $100 (to cover 15k) If it doubled your homeowners policy or added 50% you got fucked, and its time to call state farm and add it as a separate policy.

9/15/2011 7:22:03 AM

Geez I hadnt even thought about insurance yet

9/15/2011 10:36:05 AM

I only got 16%. Guess I am not as good as I thought.

9/21/2011 6:36:47 PM

Can you negotiate appraised rings?

7/13/2013 10:37:09 AM

7/13/2013 11:45:28 AM

Appraised are fake values as an fyi. If you buy a ring and it's appraised for less than you paid for it you got royally fucked.

For a little back ground, I bought my fiancee (soon to be wife in 2 weeks) a 6k dollar diamond ring. It was appraised at 15k. It's a 1.5 carat princess diamond, it was a hell of a deal (got it at Reliable downtown who my family has used before). I like Bailey's and Diamonds Direct, but Alan at Reliable was the easiest to deal with. I had my Dad with me who is a jewelry master and art of negotiation, didn't have to do much. I think it was originally priced (phonily) at 11k (probably really an 8k ring) after 2 days got them down. It's not fun, but if you have the right person it can be easy enough.

7/13/2013 1:53:13 PM