when I cannot access their ATMs and mailing a cheque is too slow?

Is there anykind of e-transfer mechanism?

I tried PayPal, but it's gonna take 3 days to verify my second account.

5/2/2006 10:11:27 PM

you can't physically get to the bank?

5/2/2006 10:14:25 PM

Do you have online banking? I know at least chase offers this service. Try calling your banks 1800 # if that doesn't help.

5/2/2006 10:16:04 PM

Wachovia doesn't have branches in the mid west

I have online banking but it shows no way for me to transfer money from a different account.

5/2/2006 10:17:02 PM

how much money are we talking? you can pay the standard fee at any other bank atm and just withdraw the money that way.

5/2/2006 10:18:40 PM

there is a way to do it with my bank

but i don't know if all banks will.

you could always wire the money if you really had to.

5/2/2006 10:18:54 PM

USAA and BOA let you. So far as I can tell, SECU doesn't.

Doubt that helps :-\

5/2/2006 10:22:56 PM

You're best best is to use another ATM and pay the 2 dollar service fee.

A bank wire is 40-60 bucks, western union will run you 15-20% of the transaction amount, paypal will take a few days and cost you 2.5% or a fee usually.

5/2/2006 10:24:20 PM

I thought paypal was free for private users.

Well, see the thing is that I just gotta take out cash from one account and put it in another account.

How can I do that?

Wiring is expensive.

5/2/2006 10:27:38 PM

try yodlee, http://www.yodlee.com

last i remember you could do account to account transfers, it will take a day or two though

[Edited on May 2, 2006 at 10:36 PM. Reason : don't know what i was thinking. yodlee has changed since i last used it]

5/2/2006 10:30:57 PM

Write a check if you can wait the 5 days they will hold it.

Use an ATM if you need it immediately, thats the only instant way, ATM it all out of one account, and cash deposit into the other.

5/2/2006 10:31:31 PM

I am a n00b but how do you use a third party ATM to deposit money?

5/2/2006 10:33:17 PM

uhh follow the on-screen instructions

5/2/2006 10:36:27 PM

crap

I need this money in my second account by tomorrow!


shit


help me tww

5/2/2006 10:37:06 PM

wire transfer - all you need is your second bank's ABA number (also called routing number) and your account number

5/2/2006 10:40:22 PM

but that isn't free

I have a question...how does paypal do it for you free?

isn't there anyway I could transfer money using routing numbers myself?

5/2/2006 10:41:48 PM

wait wait wait dude.

You use the ATM to WITHDRAW the money from Bank #1.

Then you walk INTO Bank #2 in the morning to deposit it.

If you are trying to DEPOSIT money into the bank not in your area, there's no way in hell you are going to be able to that for free, tomorrow.

5/2/2006 10:45:56 PM

fuck

whats the best way out?

Neither SECU nor Wachovia has branches in MN

5/2/2006 10:48:44 PM

e check

5/3/2006 1:58:06 AM

you can stop looking at paypal, because anything involving bank account transactions takes a few days at the least.

and i can only assume you want to transfer money from Wachovia to SECU...because I can't see SECU charging excessive wire fees.

Quote :

"If you are trying to DEPOSIT money into the bank not in your area, there's no way in hell you are going to be able to that for free, tomorrow."

yeah this is a bit last minute to try to get shit like this done for free. how much does SECU charge for wire transfers? Its gotta be less than Western Union.

And what amount are we talking here?

5/3/2006 2:08:43 AM

i do this through paypal, not that that helps though

5/3/2006 2:13:40 AM

Conference call both banks


Give bank storing money your routing # and whatever info they will need to make teh deposit to bank to receive money

5/3/2006 3:51:08 AM

why do you have to deposit money in a minnesota bank?

5/3/2006 10:00:52 AM

you should have been better prepared - due to your lack of preparation you will now pay the price unless you can wait

5/3/2006 11:03:54 AM

yeah totally my fault for not being prepared, but I had too much going on, and it slipped my mind.

I have to transfer money from SECU to WAchovia

5/3/2006 11:26:41 AM

I know you can do this thru SECU's website, http://www.ncsecu.org

do you use online banking with them? When you log on, there's a tab for transferring money. if you really do need to transfer it today, you'll have to bite the bullet

5/3/2006 3:46:37 PM

Thanks jdman

That's exactly what I was looking for.

5/3/2006 4:17:23 PM

i know it's pretty tricky looking right at the website of the bank you do business with

that would be the LAST place i would look

5/3/2006 4:18:21 PM

crap

it's $6 for domestic wires.

5/3/2006 4:19:11 PM

are you an indian or a jew?

5/3/2006 4:20:16 PM

I am an Indian but there can be Indian jews just like there can be American jews.

5/3/2006 4:21:21 PM

are you an indian jew?

5/3/2006 4:22:28 PM

no

5/3/2006 4:22:52 PM

k

5/3/2006 4:29:13 PM