what company/coverage do you have and how much does it cost?




looked for older threads. didn't see any that weren't too old to bump.

7/4/2007 10:04:02 PM

USAA full coverage with extra towing and highest daily rental car allotment

49 a month

7/4/2007 10:06:01 PM

i think everyone needs to include what car is insured too to make it all relative

7/4/2007 10:10:00 PM

and how many points you've got

7/4/2007 10:46:19 PM

and how much you drive etc. that would be relevant.

7/4/2007 10:49:02 PM

03 civic ex, normal driving (12k per yr 3miles to work), clean driving record

7/4/2007 10:56:59 PM

It really doesn't matter what anyone else has.... It just matters what YOU can get.

The chances of someone on here driving the same car, the same amount, with the same coverage, parking it in the same place, and with the same driving record as you are slim to none. The rates aren't going to be the same.

Maybe you should ask if anyone is in the insurance industry, or has a high recommendation for someone who has done well by them for multiple years?!?

7/4/2007 10:57:20 PM

metlife gave me the best rate i could find anywhere

$60/mo for a 2006 mazda 6, clean driving record & parked in a garage in the midwest

i was paying around $90/mo with travelers then i switched

same coverage

7/4/2007 11:17:31 PM

State Farm sucks horribly if you get in an accident

7/4/2007 11:26:09 PM

im very very happy that my latest speeding ticket was thrown out of court (last month). it was set to be delayed until some points came off or i'd probably get a suspension.

but now i have like 9 points coming off at once very soon, so now i should have 0 (i had a bad bad bad streak a few years back that ended pretty much all the same day with like 393423 pleas - and a lot of the stuff that i thought counted as points actually does not).

but get this -- i just got a seatbelt ticket a couple weeks ago, and i think that carries a single point now. so much for the zero points, unless somehow that one gets dismissed too. but i think im just gonna [allegedly] mail in the 100 bucks (can you believe they are 100 bucks now - also can you believe i still [allegedly] drove without a seatbelt after tearing my head up so bad)

speaking of that wreck, it doesnt hurt me somehow. maybe cause i wasnt cited, probably cause it was a POS car and i only had state minimums on it, but i definitely totalled my car and a lightpole

anyways i carry full now and mine isnt terrible (all things considered) but its only gonna get a shitload better when it renews

7/4/2007 11:36:23 PM

i've geico, which is cheap as shit (like $100 every 6 mths), but i'm afraid they're gonna screw me over if i'm ever actually in an accident. i've heard good things about amica, although i've not directly known anyone who has had them--they are atleast a mutual insurance company

[Edited on July 5, 2007 at 5:58 AM. Reason : .]

7/5/2007 5:55:59 AM

i think mine is 85 a month.

92 hatchback, and s2k.

spotless driving record. geico

7/5/2007 8:18:54 AM

24 yo male
2002 acura rsx

0 points
2 speeding tickets (both 4 years+ ago.. both thrown out at time, however, when i had to apply for a new policy when i moved up here, they were used int he rate calc..)
1 wreck (not at fault, 4.5 years ago)
state sponsored safe driver school certified (work required, but drops insurance)
100/300k coverage

$296/mo.



(living in the northeast blows cock for insurance rates.. esp. being the only driver on the policy..)

[Edited on July 5, 2007 at 8:28 AM. Reason : e]

7/5/2007 8:27:59 AM

get married.

my wife was paying $550 every 6 months, and i was paying about $580 every 6 months.

we got married and i got added to her policy. now we are paying $630 every 6 months for both of us. awesome.

[Edited on July 5, 2007 at 8:40 AM. Reason : allstate]

7/5/2007 8:39:40 AM

AIG

$78 a month for 2 vehicles one with 5k added coverage.

7/5/2007 11:52:28 AM

^^^296 a month for a 5 year old car and a solid driving record sounds absurd.

7/5/2007 12:13:05 PM

not up north

7/5/2007 12:14:36 PM

Quote :

"$296/mo."

i'd just get liability for those kind of prices
might as well take the risk you'll pay $2,500 a year right there

[Edited on July 5, 2007 at 12:45 PM. Reason : ]

7/5/2007 12:45:04 PM

You're eligible for USAA. Just go to them first. I know precisely one person for whom USAA isn't the cheapest.

And if you're newly licensed, bend over and hope to god you're lucky enough for lube. The price for being a new driver an inexperienced operator is astronomical

7/5/2007 1:43:34 PM

Mine is only like 600 every year for me & my wife with Amica.

The rates are way better than State Farm.

7/5/2007 2:46:48 PM

If you can get USAA do it because they actually don't try to fuck around and delay you getting money/rentals/etc when you actually have to file a claim (it's awesome to have a company that isn't profit driven).

My friends have had nightmares when it comes to claims (neither were at fault) with State Farm and even more so with Geico.

7/5/2007 3:04:27 PM

Quote :

"(living in the northeast blows cock for insurance rates.. esp. being the only driver on the policy..)"

You must have shit insurance... My quote was 1,250 a year with Geico in Philly when I was thinking of moving there... I pay the same out here in CA and the cost of living and insurance is pretty close to the same as the Northeast..

[Edited on July 5, 2007 at 3:14 PM. Reason : but I'm 25 so it's a bit cheaper than under 25...]

7/5/2007 3:13:01 PM

300 hundred a month is insane for a car that is 5 years old (hell thats many peoples payment for the actual car)

7/5/2007 3:23:41 PM

Kemper Auto/Home for my car insurance company

I have a clean record for the last three years, and my '03 Mitsubishi Lancer OZ Rally costs about $90 for full coverage with towing, upgraded car rental, $100 deductible collision, $0 other than collision, uninsured/underinsured and 100/300/60

7/5/2007 3:49:29 PM

Travelers quoted me at $1320/year for 07 Mazda with one speeding ticket of 9 over. Liberty Mutual is quoting me at $1000/year with an NCSU alum discount or something. This is in Mecklenburg county communting ~40 miles/day.

7/5/2007 4:03:50 PM

i cant imagine 300 a month for insurance. thats a car payment

7/5/2007 4:10:37 PM

Quote :

"You must have shit insurance... My quote was 1,250 a year with Geico in Philly when I was thinking of moving there... I pay the same out here in CA and the cost of living and insurance is pretty close to the same as the Northeast.."

im basically in philly.

it's with nationwide.

geico's quote was $420/yr higher.

believe me, i dont get it either... i shopped for 3 months before going with this one, which was the cheapest for the coverage plan i went with.

part of it is the car, its on the list of top 5 highest to insure... my area code doesnt help either. i live in a super nice neighborhood downtown, but like 5 blocks away it's RUFF



[as a comparison, my yearly nc insurance was $1475, 250/500k]

[Edited on July 5, 2007 at 4:16 PM. Reason : e]


actually, i kept an NC plate and insurance for 14 months after moving here to try and dip that price increase as long as possible... my company didnt issue policies in DE, which sucks

[Edited on July 5, 2007 at 4:18 PM. Reason : e]

7/5/2007 4:15:26 PM

my insurance went way the fuck up when i was in arizona. even though i was in country ass catalina, the zip code 85739 still maps back to tucson, so i went up. plus there was a nice ass old people neighborhood like a mile away, so that probably didnt help. http://www.city-data.com/zips/85739.html

i even got the whole car inspection/emissions test shit which is done on site out there at the DMV, and registered the car in AZ. got some pretty tags around here somewhere. but considering how i only used them for 2 months, they were not worth it

[Edited on July 5, 2007 at 4:38 PM. Reason : /]

7/5/2007 4:36:56 PM

340/6mo on a 03 grand cherokee, mid/high amounts of coverage. geico saved me up to 15% on my car insurance.

7/5/2007 5:18:29 PM

99 explorer
Pretty clean record
$45 a month w/ Allstate





[Edited on July 5, 2007 at 5:22 PM. Reason : Although my bro owns the agency :-p]

7/5/2007 5:21:55 PM

99 VW GTI
clean record
low milage driver
living in san diego, ca

$400 for 6 months

7/5/2007 6:03:53 PM

my 3 points are off now, somehow managed not to get any more....looking at buying a car at the end of 2008....I have a Camry, had it since I was 17, overall, been a great car, hasnt cost me an arm and a leg, but it will be 18 years old in 2008.

7/5/2007 6:04:28 PM