i have established credit and a decent score

i'd like to know the ones that offer the largest lines of credit and possibly a 0% introductory but thats not important if its a good one that offers a nice limit.

10/30/2007 1:02:55 PM

the one you pay off every month

10/30/2007 1:03:45 PM

Bank of america offered me a few cards with 0% for x months

10/30/2007 1:11:21 PM

well if you have a good score, the amex is good cause you just put stuff on it and pay it off. there is a fee though, but you get some pretty nice things with the card that you dont with others.

[Edited on October 30, 2007 at 1:15 PM. Reason : .]

10/30/2007 1:15:15 PM

in before the omar

10/30/2007 1:24:14 PM

get a Visa from the NCSECU, but I also enjoy my American Express Blue card

0% for the first year and points

10/30/2007 1:35:41 PM

what is

"Two Cycles Average Daily Balance"

10/30/2007 1:49:09 PM

?topic=428093

10/30/2007 2:04:31 PM

ibtl

10/30/2007 2:04:51 PM

^^why would i want to look at credit card offers from over a year ago? these things change every month

10/30/2007 2:17:26 PM

I have a good visa card from bank of america. 0% introductory, 7.9% fixed. Points. Raising your limit is easy after making the first few payments, but don't raise it too high or it will look poor on your credit score because it is seen as a liability that you have that large of a credit line sitting on the side.

10/30/2007 2:23:48 PM

I have an American Express Blue for Students with no annual fee and I also have a Citi Platinum Dividends with no annual fee. Both suit me well.

10/30/2007 4:57:58 PM

Quote :

"but don't raise it too high or it will look poor on your credit score because it is seen as a liability that you have that large of a credit line sitting on the side"

This is wrong, in fact it keeps your debt/total credit ratio low and improves your score. Credit scores are comprised of your payment history, length of credit history, debt/credit ratio, type of loans, and amount of recent credit inquiries. There is no element for how much credit is there for you to use.


The real question is what are you going to use the credit card for? If you intend to pay it off every month then you want the one with the best rewards. If you intend to run up a balance for various things then the interest rate is important. A high limit will be dependent on score and income.

10/30/2007 7:31:48 PM