This is my first time posting in lounge (I'm looking for a serious answer). I was just wondering which credit card company would be the best for a college student during college. Right now, I've got a student debit card through Wachovia and I've only missed one bill payment for electricity (long, pointless story). I don't plan on using it for anything except emergencies (like the one I'm in now).

For the tl;dr crowd: Which Credit Card company/service would you recommend and why?

5/26/2008 2:22:24 PM

search

5/26/2008 2:28:06 PM

jesus fucking christ

the search feature is fixed

USE IT

5/26/2008 2:50:15 PM

Starbucks Duetto Visa Credit Card through Chase.

1% rewards turn into starbucks dollars. Because college students need their coffee.

5/26/2008 3:40:21 PM

what types of purchases are you going to be using it for (bills, groceries, entertainment) and do you pay your balance in full each month?

5/26/2008 3:55:58 PM

I'll be using it for emergencies only. I'm not really looking to use it for everyday things.

5/26/2008 4:13:59 PM

Do you have access to SECU?

I'd recommend the SECU card simply because they're not quite as interested in raping their members as regular CC companies are in raping their customers.

5/26/2008 4:14:11 PM

If you're only using it for emergencies I would focus on cards that offer low interest rates and no annual fees. You don't really need a card that offers rewards like cash back since you won't be doing everyday purchases on it.

http://www.creditcardguide.com/

5/26/2008 7:23:44 PM

This site breaks it down pretty well

http://www.bestpremiumcard.com/

5/26/2008 10:43:05 PM