why do banks wait till the next business day to update your accounts if you change shit after 2pm?

This has been a big business presentation.

1/4/2009 1:14:48 PM

because you touch yourself at night

1/4/2009 1:16:00 PM

because you are not their only customer

1/4/2009 1:16:19 PM

i've wondered this too

1/4/2009 1:17:13 PM

because they like to make you ask stupid questions

1/4/2009 1:17:44 PM

^^^so? are their computers so primitive that 2 pm is their bed time?

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1/4/2009 1:18:02 PM

I assume we are only talking about deposits here right?

because any other change i make to my account takes place immediately.

1/4/2009 1:20:55 PM

Laziness

Increased chance of an overdraft and opportunity to fuck you

1/4/2009 1:21:14 PM

yeah deposits i banketize with SECU.
^okay thats exactly what i thought. i get paid on thursday so if i work all day thursday i usually don't get to the bank until sometime on friday and its just kinda annoying. i guess i'll stop putting money in my savings and just keep all that shit in my checking or something.

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1/4/2009 1:21:34 PM

because you touch yourself at night

1/4/2009 1:22:50 PM

Quote :

"Increased chance of an overdraft and opportunity to fuck you"

^^ direct deposit ftw

[Edited on January 4, 2009 at 1:23 PM. Reason : a]

1/4/2009 1:23:13 PM

because you touch yourself at night

1/4/2009 1:23:16 PM

Laziness

Increased chance of an overdraft and opportunity to fuck you

1/4/2009 1:23:22 PM

yeah i mean thats what i thought, but even then overdrafts only cost $.50...
i mean they can't be scrappin that hard for cash

I'm Big Business and i approved this message

1/4/2009 1:24:19 PM

shit, my overdrafts cost $35 a pop

and again, direct deposit ftw

[Edited on January 4, 2009 at 1:26 PM. Reason : a]

1/4/2009 1:26:05 PM

secu student account fmfw

1/4/2009 1:26:32 PM

i'm too lazy to fill out the shit for direct deposit

I'm Big Business and i approved this message.

1/4/2009 1:29:07 PM

but not too lazy to bitch on TWW!

1/4/2009 1:30:34 PM

look shawna, this is a hater-free presentation

I'm Big Business and i approved this message.

1/4/2009 1:31:07 PM

no it's not. welcome to TWW!

1/4/2009 1:32:45 PM

Quote :

"why do banks wait till the next business day to update your accounts if you change shit after 2pm? This has been a big business presentation."

so they can do all their bullshit work to close out the days work before 5pm. that way they can leave at 5 instead of having to pay overtime for the tellers to do paperwork.

there might be another reason..but that's the basic answer i got from a bank manager friend of mine

[Edited on January 4, 2009 at 1:34 PM. Reason : 2pm is bullshit.. should be more like 330 IMO]

[Edited on January 4, 2009 at 1:34 PM. Reason : fuckin a]

1/4/2009 1:34:23 PM

i mean i figured computers did all the shit, its not like the tellers don't sit there till 5 taking deposit slips
its not like they have to physically move money

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1/4/2009 1:36:14 PM

everywhere i've worked has required direct deposit

1/4/2009 1:36:22 PM

i think 95% of people at my job have direct deposit

I'm Big Business and i approved this message.

1/4/2009 1:37:10 PM

my shit is in my account on midnight payday

if that isn't worth taking 3 minutes out of your day to sign some paperwork and void out a check, then you deserve to wait until the next business day for your money.

1/4/2009 1:37:21 PM

^^^^banks are stuck in the stone age. they still have to do a ton of paperwork everyday

and yea mine shows up at midnight too.. shit is niice

[Edited on January 4, 2009 at 1:38 PM. Reason : asf]

1/4/2009 1:37:59 PM

yeah my shit is in there by midnight as well
then i pay my bills and it's all gone

1/4/2009 1:38:08 PM

motherfucker fine i'll do dat shit, i mean i like going to the credit union, but i hate getting there after 2 on friday.

I'm Big Business and i approved this message.

1/4/2009 1:39:06 PM

in fact, I can't remember the last time I actually had to go to the bank to make a deposit

1/4/2009 1:40:06 PM

We get paid the 1st and 15th of every month... unless of course the 1st of 15th is on a weekend or holiday... then its the day prior...

Either way, my money is in my account by 1 AM on payday.

1/4/2009 1:41:35 PM