ctnz71 All American 7207 Posts user info edit post |
What was your apprx. time that it took to close on your mortgage?
Bank of America charged my credit card 37 days ago for my application fee and they still cant give me a closing date. 1/21/2009 6:21:24 PM |
cyrion All American 27139 Posts user info edit post |
i set a closing date then decided to finalize all that shit, but probably 3-4 weeks or so (i had a broker competing who did it in about 3 weeks).
im sure it could be quicker, but i dragged my heels a few times for rate changes. 1/21/2009 6:34:35 PM |
ctnz71 All American 7207 Posts user info edit post |
im locked in and pre-qualified. the only times that they have told me that they needed something from me is when i have called to get an update on the status and i gave them what they needed within a day. 1/21/2009 6:38:01 PM |
BigMan157 no u 103354 Posts user info edit post |
that doesn't sound right at all 1/21/2009 6:40:41 PM |
cyrion All American 27139 Posts user info edit post |
once i was locked in (was already prequalified) it only took like 7-10 days max and i was waiting on a late assessment. 1/21/2009 6:43:56 PM |
ctnz71 All American 7207 Posts user info edit post |
i built my home myself. Bought and closed on the lot and then had BofA buy the construction loan. Title search and all of that was done on the closing of the construction loan. it appraised for 65k more than the construction loan so i dont see any other issues. 1/21/2009 6:45:04 PM |