?

6/13/2009 11:59:20 AM

Not.
I save, then I buy.
No credit card ftw

6/13/2009 12:01:48 PM

No. I'm responsible.

6/13/2009 12:01:54 PM

no, but i feel like whenever i invest in something, something else comes up which magically takes away the majority of my savings. then again i guess that means that i couldn't really afford the one thing in the first place.

I don't have a credit card though, my only debt is like student loans which i've been paying off since my second semester freshman year.

[Edited on June 13, 2009 at 12:02 PM. Reason : ]

6/13/2009 12:01:58 PM

so how the fuck can you have bling bling and boom boom and huge ass SUV?

6/13/2009 12:06:29 PM

nah, I'm pretty good with budgeting myself

also

I'm rich


times I've tried to post this, but gotten an oh shit error: 8

6/13/2009 12:10:42 PM

ALL THE TIME

6/13/2009 12:11:17 PM

I can pretty much afford anything so.......no.

6/13/2009 12:11:42 PM

^Nice.

OP: Nope. I used to use a credit card to finance my education, so at least while I was irresponsible, I wasn't stupid.

[Edited on June 13, 2009 at 12:13 PM. Reason : a]

6/13/2009 12:13:03 PM

I sell shit that other people can't afford.

6/13/2009 12:13:17 PM

i'm going to go look at a new car tomorrow

so yes, yes indeed

i really need to start web freelancing

6/13/2009 12:13:32 PM

Hahahahahaha

6/13/2009 12:13:40 PM

yes, my house

generic brand food never tasted so good

6/13/2009 12:19:06 PM

alllll the time

zero in on my empty wallet

6/13/2009 12:20:13 PM

6/13/2009 12:21:01 PM

m2c, how about July 7th in my new home?

6/13/2009 12:21:50 PM

oh HELLLLLLLLLLLLLLL yeah.......we can 'break in' every room

6/13/2009 12:23:30 PM

i spend close to 200 dollars on my cc last night drinking

6/13/2009 12:25:18 PM

I can't tell you the last time I bought anything that wasn't food, gas, or dip.

6/13/2009 12:25:28 PM

I feel pretty confident saying that it wouldn't matter how much money I had, I'd find something to blow it on

6/13/2009 12:28:08 PM

i was born with the natural ability to talk the price down on anything.

jew ftw

6/13/2009 12:45:06 PM

I feel pretty confident saying that it wouldn't matter how much money I had, I'd find something to blow it on

6/13/2009 12:45:40 PM

i don't think i buy things i can't afford. the other day i did buy an expensive dress. i probably SHOULD NOT have spent money on it, but i had the money and i still have money and i have dos jobs so whatev. i mean it wasn't that i couldn't afford it....its just that saving money was probably a better option

but i NEEDED that dress! and that was my shopping budget for the month of june. all on one thing. now i must accept the consequences of my actions.

oh unless you count school. in which case yes, yes i did "buy" something that i couldn't afford. but we're hoping for a return investment on that. which isn't looking so great. so oops again.

6/13/2009 1:36:20 PM

in response to the original question: "hell, no"

i've had a checking account since i was 14 and a credit card since i was 18...i've never run out of money, i've never overdrawn my account, and i've never carried a balance on my cards

it's not hard to be responsible...i don't understand why people struggle so much with fiscal responsibility (exceptions, of course, include those who just catch a bad break and can't afford the things they need to pay for like sudden medical expenses and such)

6/13/2009 1:39:24 PM

Quote :

"No credit card ftw"

more like

credit card used on every single transaction, resulting in $20 in rewards $$$ every single month, and balance paid off every month, ftw

6/13/2009 1:53:51 PM

No.

6/13/2009 1:55:59 PM

Quote :

"more like credit card used on every single transaction, resulting in $20 in rewards $$$ every single month, and balance paid off every month, ftw"

6/13/2009 1:58:08 PM

other than tuition? no.

6/13/2009 2:36:03 PM

6/13/2009 2:56:46 PM

I only buy shit when I have the money to pay for it. Even with a credit card, I make sure I have the money first. I do not like the idea of being in debt.

6/13/2009 3:18:35 PM

I used to, then I maxed out my credit cards so I can't anymore

6/13/2009 4:02:43 PM

im on unemployment, so yeah

6/13/2009 4:03:46 PM

hell, i don't even buy stuff that I can afford.

6/13/2009 4:44:05 PM

oh snap

theduke went there

6/13/2009 4:46:21 PM

i don't buy shit

6/13/2009 4:48:35 PM

I've been saving for the past few months to buy a new macbook,
but now my car needs new c/v joints and brake rotors, but it still runs. (for now)
Conveniently, the cost of the repairs comes just $30 shy of the computer.






I will probably end up buying the computer

[Edited on June 13, 2009 at 6:39 PM. Reason : bleh]

6/13/2009 6:38:58 PM

Quote :

"I save, then I buy. No credit card ftw"

i still haven't had a cc, but i probably should soon to start building my credit score though.

6/13/2009 6:45:19 PM

there's nothing inherently bad about a credit card. it's just an instrument. i buy pretty much everything on my credit card(s)...I just pay them off every month.

6/13/2009 7:22:32 PM

I do pretty well for myself, so I usually can afford whatever I want. But then again I don't buy a lot of expensive shit.

I charge everything to my credit card, and pay it off every month. I hate using cash, and I love the benefits of the card.

6/13/2009 7:25:18 PM

if i can buy it i can afford it.

6/13/2009 9:44:46 PM

one week without drinking!!!
i hope i can save some money now on

6/20/2009 9:02:32 PM

nope. i'm pretty responsible with money. i do the buy everything on credit card and pay it off every month to get the benefits thing too.

however my interest in remaining financially stable and secure* was once interpreted as "money grubbing" lolz

*which i am able to do on my own

6/20/2009 11:42:38 PM

Quote :

"more like credit card used on every single transaction, resulting in $20 in rewards $$$ every single month, and balance paid off every month, ftw"

Rewards and a high scredit score ftw.

6/20/2009 11:48:16 PM

^^ you and i need to get together and do all sorts of wild, fiscally sound things.

6/21/2009 12:21:07 AM

oh baby!

talk 401k to me!

6/21/2009 12:50:03 AM

Quote :

"I save, then I buy. No credit card ftw"

6/21/2009 12:52:20 AM

No interest/payment credit cards FTMFW! and I have yet to pay interest on a credit card.

6/21/2009 2:13:17 AM

unfortunately, yes, sometimes.

6/21/2009 2:29:03 AM

No I don't... unless you count costs from having to fix shit that breaks a while after I buy it.

6/21/2009 2:36:06 AM

Nope. If I can't pay for it straight up, I don't buy it. Things will change one day when I decide to buy a house or new car.

6/21/2009 2:45:49 AM