User not logged in - login - register
Home Calendar Books School Tool Photo Gallery Message Boards Users Statistics Advertise Site Info
go to bottom | |
 Message Boards » » Credit Card Offers And Strategies Page 1 ... 41 42 43 44 [45] 46 47 48 49 ... 55, Prev Next  
OmarBadu
zidik
25059 Posts
user info
edit post

if i have the chase sapphire preferred since 2011 and want to upgrade to the reserve - will i be eligible for the full 100,000 points?

8/16/2016 10:42:56 PM

aimorris
All American
15213 Posts
user info
edit post

in my research, people have been told you must apply for the card, no product upgrades. But nobody really knows for sure until it's live.

8/17/2016 8:52:26 AM

David0603
All American
12759 Posts
user info
edit post

Yeah, you never get the points for an upgrade.
If you're turned off by the $450 fee then you're doing it wrong.

8/20/2016 12:31:23 PM

aimorris
All American
15213 Posts
user info
edit post

not looking great for the 5+/24 crowd

8/21/2016 2:11:16 PM

synapse
play so hard
60908 Posts
user info
edit post

So we're just waiting it to be available online eh?

[Edited on August 21, 2016 at 2:45 PM. Reason : can't wait to add this to my next churn!]

8/21/2016 2:30:26 PM

synapse
play so hard
60908 Posts
user info
edit post

http://slickdeals.net/f/9036199-chase-sapphire-reserve-100k-ur-points-live-now

https://www.reddit.com/r/churning/comments/4yr9yx/chase_sapphire_reserve_megathread/?st=is64xc1w&sh=c7cba35c

[Edited on August 22, 2016 at 10:21 AM. Reason : link landing page doesnt list 100k points]

[Edited on August 22, 2016 at 10:28 AM. Reason : haha https://www.reddit.com/r/churning/ WAIT TILL NEODATA GETS AHOLD OF THEM!!!!!!!!!]

8/22/2016 10:17:56 AM

neodata686
All American
11577 Posts
user info
edit post

Hmmm very tempted to grab that card. Thanks for the link!

8/22/2016 11:08:11 AM

synapse
play so hard
60908 Posts
user info
edit post

It's a no brainer imo, but I'm going to wait for a better link where it says 100k.

[Edited on August 22, 2016 at 11:48 AM. Reason : V I currently have a Sapphire card...is it probably a CSP?]

8/22/2016 11:38:36 AM

wazza31
All American
2433 Posts
user info
edit post

I applied. Got instant approval. 4/24, 750+, 60-65K income. I called to confirm the sign up bonus and they said it was there. Very excited for this. I am going to transfer my CSP credit line to the CSR and cancel the preferred next month. I did try to do a product upgrade by the chase rep confirmed I wouldn't get the 100K bonus by doing that.

[Edited on August 22, 2016 at 11:41 AM. Reason : a]

8/22/2016 11:41:15 AM

synapse
play so hard
60908 Posts
user info
edit post

Applied and approved. 1/24 , 800+. Freaking $28k CL smdh.

[Edited on August 22, 2016 at 1:09 PM. Reason : Back in the game with this Churn! (also got Fidelity 2% recently). Next I need to cancel 2 SW cards so I can get that CP again]

8/22/2016 1:08:33 PM

David0603
All American
12759 Posts
user info
edit post

Sigh, no instant approval.

8/22/2016 1:26:13 PM

wahoowa
All American
3288 Posts
user info
edit post

I thought this card might be exempt from the 5/24 rule but it doesnt look like. Going to be a while before I can apply.

8/22/2016 1:27:15 PM

OmarBadu
zidik
25059 Posts
user info
edit post

instant approval

8/22/2016 8:41:25 PM

aimorris
All American
15213 Posts
user info
edit post

hate y'all

think I'm going to go into my local branch to see if I'm pre approved tomorrow

8/22/2016 10:50:41 PM

slappy1
All American
2303 Posts
user info
edit post

I'm buying a new a new car in the next couple of days, should I apply for this after (since I will likely want to qualify for the 60 mo 0% APR fianancing)? Or will the hit not show up for awhile?

8/22/2016 11:50:45 PM

David0603
All American
12759 Posts
user info
edit post

The inquiry should show up in a day.

8/23/2016 12:43:07 AM

synapse
play so hard
60908 Posts
user info
edit post

^^ Is your credit score on the right on the edge of being bad or something? I'd guess the temporary hit of a hard query can't ding you more than 10ish points, but you can guess where I got that number

8/23/2016 10:05:00 AM

slckwill577
All American
757 Posts
user info
edit post

Anyone have any experience with the blispay Visa?

8/23/2016 10:23:33 AM

wazza31
All American
2433 Posts
user info
edit post

^^^^ Why don't you just buy the car and apply for the card on the same day?

8/23/2016 10:25:35 AM

aimorris
All American
15213 Posts
user info
edit post

preapproved in-branch, instant approval

what up Reserve

8/23/2016 5:21:58 PM

slappy1
All American
2303 Posts
user info
edit post

^^^^a month ago it was like 758 or something ("excellent", according to CreditKarma) and then I looked the other day and it was near 710, due to utilization (I nearly maxed out a new Victoria's secret card I had opened, and had made some large purchases on two other cards, $7000+ balance - that I will be paying off in full when due)

So I am definitely going to get the card, but want to make sure the timing is right so I can get the best possible financing offers with this car purchase

^^good call, will likely be buying tomorrow or Thurs.

Also, if anyone has a referral link or friend invite bonus email already, I'll definitely use it. (and if anyone ITT is planning on opening a Sapphire preferred card, I just got a 10k/friend offer)

[Edited on August 23, 2016 at 6:49 PM. Reason : ..]

8/23/2016 6:48:38 PM

synapse
play so hard
60908 Posts
user info
edit post

Quote :
"I nearly maxed out a new Victoria's secret card I had opened"


HAI GIRL HAIIIIIII LEMME HOLLERATCHA

[Edited on August 23, 2016 at 8:58 PM. Reason : oh yeah this isn't chit chat ]

8/23/2016 8:58:26 PM

slappy1
All American
2303 Posts
user info
edit post

If it was, you could berate me and tell me what a horrible person I am


Also, how YOU doin

8/23/2016 11:21:32 PM

synapse
play so hard
60908 Posts
user info
edit post

Does that $300 credit expire at the end of the year? Aka we have to use this year's $300 between now and Jan 1 2017?

Also what's the latest and greatest ways to manufacture spend? Haven't done that since Amazon Payments...so it's been a while : /

8/25/2016 11:13:17 AM

OmarBadu
zidik
25059 Posts
user info
edit post

Amazon conversion for ultimate rewards just went from 100 points = $1 to 125 points = $1

8/25/2016 11:17:46 AM

synapse
play so hard
60908 Posts
user info
edit post

I've never used my Chase points at Amazon because I always figured Chase points are worth more than $1/100 points, at least they were when I used to sell them to Bruce. Not sure about these days.

8/25/2016 11:22:10 AM

neodata686
All American
11577 Posts
user info
edit post

Yeah usually I just transfer them to United but that sucks that they're devalued at least transferring to Amazon.

8/25/2016 1:23:00 PM

David0603
All American
12759 Posts
user info
edit post

Yeah used it for united and Hyatt most recently. Serve finally shut me down today. Back to money orders...

8/25/2016 3:37:44 PM

slappy1
All American
2303 Posts
user info
edit post

You can buy money orders with CC?

8/25/2016 11:50:49 PM

David0603
All American
12759 Posts
user info
edit post

credit card -> prepaid visa -> money order

8/25/2016 11:56:29 PM

LetsTAILGATE
All American
2331 Posts
user info
edit post

you guys and the chase are WAY too smart for me. I got the southwest bonus and the marriott bonus at the start of this year. Unfortunately I am 10/24 since I got my car, those two cards and half the others you guys promoted in the pages previous. But now I am stuck with the rule you explain, AND ANDDDDDDDDDDDDD, I added my mom on all without her having any inquiries and she is 0/24 and 700 but no cards but under me and they denied her even for the southwest card saying too many cards in a short period...so long story short, I took her off all my accounts. Once they dissapear what should I do for her? She essentially lets me use credit for travel as long as I pay so....advice and now I guess when it is time do this card instead?

8/26/2016 12:54:56 AM

David0603
All American
12759 Posts
user info
edit post

Just get non chase cards.

8/26/2016 8:24:15 PM

neodata686
All American
11577 Posts
user info
edit post

Hmm got denial in the mail. >800 credit score.

My credit report says only 3 inquires in the last 24 months. Wonder why I got denied. Maybe I just have too much credit or cards with Chase. Haha. Guess it's worth a call.

8/28/2016 11:55:11 PM

Str8BacardiL
************
41733 Posts
user info
edit post

I think Chase customer service is going downhill.

8/29/2016 10:16:50 AM

aimorris
All American
15213 Posts
user info
edit post

^^ do you have any authorized user cards?

8/29/2016 6:22:07 PM

neodata686
All American
11577 Posts
user info
edit post

No. I just confirmed I've only opened 3 cards in the last 2 years as well. Weird. Still need to give them a call.

8/29/2016 6:25:33 PM

David0603
All American
12759 Posts
user info
edit post

Always call asap.

8/29/2016 10:55:04 PM

neodata686
All American
11577 Posts
user info
edit post

Called they said 5 credit cards in the last 24 months.

Haha the credit inquiry was 8/24.

Two cards opened:

9/1/14
9/1/14

So that means I can apply again? lol.

-nvm they said to call the lending department again so I don't get another inquiry.

[Edited on September 2, 2016 at 3:31 PM. Reason : s]

9/2/2016 3:29:25 PM

HaLo
All American
14050 Posts
user info
edit post

Damnit. My 5th card was opened in January 2015. Guess I don't get to double dip this/next year

9/4/2016 8:17:31 AM

neodata686
All American
11577 Posts
user info
edit post

Ugh pain in the ass. My credit report said 2 Chase cards opened on 9/1/2014. So I called on 9/2 and they said they were "technically" opened on 9/3 and 9/5 so I had to call back after 9/3. I just called and they now showed 3 cards in the last 24 months and got approved. Woot!

9/6/2016 11:23:35 AM

shoot
All American
7611 Posts
user info
edit post

Anyone uses BOA cards? It sucks!

9/6/2016 11:45:50 AM

neodata686
All American
11577 Posts
user info
edit post

http://www.seattletimes.com/business/cult-of-chase-sapphire-credit-card-churners-have-a-new-love/


Quote :
"Chase approved “tens of thousands of applications” in the first two days, said spokeswoman Lauren Francis; the majority of the cards are going to millennials. And the bank didn’t have enough of the special cards — made with a proprietary mix of embedded metals — to meet the demand, so for the time being, it’s sending out regular plastic versions. "


I'm going to be pissed if I get a plastic card.

9/6/2016 11:45:51 AM

slappy1
All American
2303 Posts
user info
edit post

Okay I'm going to apply tomorrow, I assume nobody wants me to use their referral.

I ended up paying cash for that car and don't fall into the 5/24 rule, so here's hoping

9/7/2016 12:29:44 AM

neodata686
All American
11577 Posts
user info
edit post

9/8/2016 2:12:45 PM

synapse
play so hard
60908 Posts
user info
edit post

I got the actual card, but apparently there was some fancy box thing it came in that I didn't get.

9/8/2016 2:26:22 PM

neodata686
All American
11577 Posts
user info
edit post

Nice! Yeah I just got an envelope with the plastic card.

9/8/2016 3:04:02 PM

David0603
All American
12759 Posts
user info
edit post

Hilton status diamond status match coming in pretty handy in Brussels.
Got upgraded to a free two room suite with access to the executive lounge.
Free beer, wine, mixed drinks, salad, mussels, sandwiches, cheese, chocolate mousse, etc.

[Edited on September 9, 2016 at 3:51 PM. Reason : ]

9/9/2016 3:51:09 PM

neodata686
All American
11577 Posts
user info
edit post

Hilton properties I've stayed at are generally nice.

Anyone get their $450 fee yet?

[Edited on September 9, 2016 at 5:17 PM. Reason : s]

9/9/2016 4:49:39 PM

OmarBadu
zidik
25059 Posts
user info
edit post

i was charged the $450 fee on 9/1

9/9/2016 8:17:58 PM

synapse
play so hard
60908 Posts
user info
edit post

Yah mine hit as well. Was expected.

9/9/2016 8:25:58 PM

 Message Boards » The Lounge » Credit Card Offers And Strategies Page 1 ... 41 42 43 44 [45] 46 47 48 49 ... 55, Prev Next  
go to top | |
Admin Options : move topic | lock topic

© 2024 by The Wolf Web - All Rights Reserved.
The material located at this site is not endorsed, sponsored or provided by or on behalf of North Carolina State University.
Powered by CrazyWeb v2.38 - our disclaimer.